Amex Points Vs Chase Points Which One is Better points are the two most well-known rewards programs. Cardholders love them because they allow them to earn points in multiple ways and combine them for larger redemptions.
Both programs offer high redemption rates, but the value of your points depends on how you use them. The lowest-value redemption options are cash and gift cards.
However, booking flights and transferring points to hotel and airline partners offer the best value.
Amex points Vs Chase points are the points
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American Express and Chase Ultimate Rewards (r) points are both eligible for redemption. However, each program offers its advantages.
Amex has a more extensive list of airline and hotel partners, while Chase offers a more flexible travel portal that can be used to book flights, hotels, and cruises.
The best way to decide which one is right for you is to determine what you want to do with your points. Amex points will work best if you intend to travel a lot.
Chase points may be your best option if you aren’t a frequent traveler. Chase points are easier to accrue and provide more redemption options than Amex.
Both programs offer different redemption values, but Amex points tend to be more valuable than Chase Points for hotel and airfare travel.
But if you plan to redeem them for non-airfare travel purchases, such as prepaid hotels and cruises, then you’ll be better off with Chase.
Transfer partners
American Express and Chase both offer many hotel and airline partners for your points transfer. You will have to consider how your travel plans and the use of credit cards.
Amex Membership Rewards points transfer to 17 airline partners and three hotel chains at a 1:1 ratio, posting instantly to their partner loyalty programs.
This is the most efficient way to increase your points accumulation.
However, the value of these points can vary greatly depending on the destination and award ticket you choose.
It is important that you plan your trip well, particularly if you are transferring to another airline or hotel chain.
Amex also often runs transfer bonuses, which can add even more value to your points. For example, in November 2019,
it offered its first transfer bonus to British Airways Avios, and in August, it offered a bonus on IHG Rewards Club transfers.
Value
When choosing which credit card to get, travelers should consider the value of their points. Both Amex Membership Rewards points and Chase Ultimate Rewards points are worth more than cash back and come with a number of benefits that make them an attractive option for travel enthusiasts.
American Express, for example, has many transfer partners that allow you to redeem points towards a wide range of hotels and flights.
You can also use them to pay for your travel using the Amex Travel portal, which lets you search for airfare, hotels, rental cars and vacation packages in one place.
Amex Membership Rewards points are particularly valuable when redeemed for long-haul international first or business class award flights.
They can provide amazing luxury experiences for a ridiculously low price, often exceeding TPG’s value of 2.0 cents per points.
Convenience
When it comes to points, Amex and Chase both offer a variety of travel benefits, from cash back to shopping. Both have portals which allow users to find airfares, hotels and cruises all in one location.
Chase Ultimate Rewards and Amex Membership Rewards allow you to convert your points into a variety of airline and hotel loyalty programs to make higher-value redemptions.
But Amex pulls out a slight advantage by offering a longer list of airline transfer partners.
You can now book Business Class seats on Cathay Pacific and ANA flights at 75,000 Miles Roundtrip with Membership Rewards. That’s a great deal. And if you want to fly in Delta’s business-class suites, you can do so for just 50,000 miles — a huge bargain!
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