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Amex Gold Vs Chase Sapphire Preferred

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Amex Gold Vs Chase Sapphire Preferred
Amex Gold Vs Chase Sapphire Preferred
Amex Gold Vs Chase Sapphire Preferred

Amex gold vs chase sapphire preferred: The Amex Gold card and the Chase Sapphire Preferred are both great mid-tier travel credit cards that offer a number of benefits. The annual fees for both cards are also relatively low.

It is important to assess your travel requirements to determine which card is best for you. The Amex Gold is the best option if you want the flexibility to transfer points between hotel and airline partners.

Benefits | Amex Gold Vs Chase Sapphire Preferred

If you’re looking for a credit card that offers valuable travel and dining benefits with an annual fee that’s more budget-friendly than the American Express Gold Card, then the Chase Sapphire Preferred may be the right choice. Its 60,000-point welcome bonus and 25% more value from points redeemed for travel are both big benefits, and both cards come with excellent travel insurance*.

Both cards also offer a variety of limited-time partner offers and incentives that change regularly. Both cards offer the possibility to combine Membership Rewards from different Amex credit card partners for more points.

Depending on your spending habits, the Amex Gold Card may be worth its $250 annual fee (see rates and fees). The Chase Sapphire Preferred card is likely to be more suitable for many consumers. The card’s low annual fees and 25% higher travel redemptions value make it an attractive choice for many users.

Earnings

Both the Amex Gold and Chase Sapphire Preferred offer a variety of valuable benefits that boost your spending power. These cards are great options for travelers looking for a credit card with strong rewards potential and a reasonable annual fee.

Both cards offer a welcome bonus of 60,000 points after spending $4,000 in the first 3 months from account opening. The Amex Gold offers a shorter bonus period and allows you to achieve the goal in six months.

To offset the increased annual fee, Amex Gold offers more travel and dining credits. You can get up to $120 Uber Cash or dining statements from select partners.

The Amex Gold is best for those who spend a lot on travel and dining and don’t mind paying a slightly higher annual fee (see rates and fees). The Amex Gold’s robust benefits and generous rewards system make it well worth the cost. You can also transfer points at 1:1 to partner airlines and hotels.

Transfer partners

Both the American Express Gold Card and Chase Sapphire Preferred offer a variety of travel and dining benefits that help cardholders earn more points. The cards also have a reasonable annual fee and flexible ways to redeem rewards.

One way to get more value out of your points is to transfer them to airline and hotel loyalty programs. While both cards have a variety of transfer partners available, Amex offers more than Chase.

Depending on which airlines and hotels you use, you may find that one set of partners is more valuable than the other. This also depends on whether these points are used to travel, or book hotels directly with cardholders.

American Express and Chase allow you to transfer points in a 1:1 ratio to any of their hotel and airline partners. Chase has more Amex transfer partners than Chase. However, they often levy an excise fee of 0.06c per point (capped to $99) on transfers to U.S-based airlines such as Delta and JetBlue.

Annual Fee

The Chase Sapphire Preferred and American Express Gold Card are great options for travelers looking for travel credit cards with great perks and rewards. Both cards have strong earning potential and offer a variety of dining and travel perks.

The Amex Gold has a higher annual fee than the Chase Sapphire Preferred, but it comes with some more valuable benefits that make it a better choice for some people. In addition to high points-earning potential, the Amex Gold offers unlimited 4x Membership Rewards points on dining (including takeout and delivery in the U.S.), as well as on purchases at U.S. supermarkets ($25,000 annually, then 1x).

Amex Gold offers premium travel insurance, such as trip cancellation and delay coverages and rental car insurance. These benefits are more than enough to cover the annual fee and provide more peace of mind when you’re traveling.